- Right where you're sitting, right now, just one click away
Kiva is a platform for investing $25 and up in supporting small business loans in more than 65 countries—from Kenyan farmers to Nicaraguan craftspeople to Filipino cheesemakers. (I've personally visited recipients fitting those descriptions, btw, and seen the positive impact.) You get repaid 99% of the time, so you can either re-lend the money or take it back out; your cost is near zero. But the effects can be large. I met a woman in Rwanda whose family's life was transformed by her first loan, for all of $140. This would have cost me pennies to support, had I the chance. Metaphorically, this isn't giving a person a fish, and it isn't teaching one to fish—this is helping to fund a working small fishing business. The link here even has a free trial offer for new accounts (while they last), so while you're learning the site, your first loan is with an anonymous donor's cash. (They keep their $25 at the end.) You can fund education, solar power, green projects... whatever you love most.