scientastic21 days ago
Prevention is not rocket science, but it doesn't require the national takeover and complete bungling of our health insurance industry, dumping millions out of their current health plans, and driving up costs for vast numbers of people!
As you say in the article, "how can we as *individuals* invest in prevention? ...we can start by taking charge of our *own* health and becoming our *own* health advocates." This does not require a massive, complex and incompetent federal bureaucracy! It just requires a bit of responsibility and common sense.
If the government must have anything to do with it, the best solution for our skyrocketing health care *costs* that I've seen from government is HSAs paired with high-deductible insurance plans. I first encountered these in liberal California, and they make great sense because they take out the middle man (the insurance company) for the vast majority of non-critical health care transactions. You pay the doctor directly, so you have an incentive to keep the costs down. However, the money is there for you in your account and can be used only for health-related costs, so you have no excuse not to use it for preventive care. Coupled with common sense, this kind of plan has been very satisfactory to my family and many others, whether I was working for an employer or self-employed throughout the years. With the "ACA" these plans are being dialed back.