Driving: What Every Mile Costs

I dont know where you got your insurance quotes but typically 4×4’s or SUV’s have higher insurance rates than a “sedan” due to rollover rates and a few other reasons

I agree with therock. You can’t lump all cars in with sedans and then average out the costs. A Dodge Charger is a sedan, but its also a sports car and carries a higher insurance rate. 4WD SUVs carry higher rates than 2WDs, partial due to the insurance companies assumptions that the ability to go off-road creates a compulsion to go off-road. These numbers are very skewed.

SUV’s typically have lower insurance because you usually get less body damage and fewer injuries. Sure they roll-over more easily but that doesn’t happen in most accidents. I’ve had two SUV’s and one pic-up, all 4×4. My insurance was always lower in them than any sedan I’ve owned.

This really is an idiotic comparrison without information on exactly what vehicles are being compared.  A person could easily skew the results any way they wanted to by picking the right sedan, SUV, and van.

So I should buy a sedan and take three trips to do what an SUV can do in one?