Starting a hobby and keeping at it can be difficult. A person might feel discouraged because they aren’t good at it from the get-go. Another person might enjoy it fully but think their time and/or money could be put to better use. Embroidery illustrator and author Sara Barnes offers a tip that can help people stay motivated in their pastime: investing in professional resources and equipment.

Barnes argues that, while experimenting with a new hobby on your own can be fulfilling, putting money towards classes taught by professionals can help a hobbyist stay motivated to grow and further enjoy it. Depending on your hobby, purchasing professional-grade equipment can keep you interested and invested. The thought process behind it is that, if a person spends money on a hobby, they’re more likely to stick with it to justify the cost.

Spending money literally makes you more invested

A painting class taught by a pro means person-to-person input and lessons. These advantages expand your knowledge and skill, encouraging you to play around with more techniques as you learn and grow. After all, it’s hard to keep a hobby without a sense of growth or accomplishment attached to it.

Signing up for professional boxing training forces you to get off the couch and grab your gloves. In return, you’ll learn more about boxing, get quality exercise, and have fun incorporated into your schedule. Also, investing in quality gloves will similarly motivate you to be intentional about your training.

Purchasing expensive gear and supplies for a simple hobby you might not maintain may sound risky or foolish, especially given the current state of the US economy. On the contrary, it can be a quality investment of both money and time. During the peak of the COVID-19 pandemic and its economic uncertainty, hobbies were necessary investments to promote good physical, mental, and social health.

Pricier classes and equipment might actually save money on hobbies

Even financial experts recommend investing in your hobbies as long as you’re not taking on debt to pursue them. They say it might even improve your budget. 

After all, budgeting for an expensive pair of high-quality running shoes only once will end up being less expensive than paying for monthly streaming services you barely watch. Getting a pricier but sturdier table saw for woodworking will save money  compared to frequently buying replacement parts when cheaper models break. Taking a cooking class can encourage you to cook more at home and eat out less in the long term.

On the surface, it may look silly to spend money on a weird color of paint, professional-grade ice skates, or a Thai recipe cooking class, but what you’re really spending money on is your well-being. Hobbies not only provide mental breaks from the stress in life, they offer opportunities to socialize with and befriend others who share your interests.

With time and experience, the initial investment in your hobby will become cheaper. You’ll either already own the equipment needed to do the hobby, have enough expertise to pursue it without attending a class, or both. It depends on what hobbies you pursue and enjoy, but this philosophy can apply to almost anything.

So, while figuring out where to invest your money, consider making your hobby a priority. It not only keeps you motivated, but can provide a positive impact on your body, mind, and long-term finances, too.

  • 4 reasons why coffee grounds are a money-saving cleaning supply
    Photo credit: CanvaThat coffee you brewed can provide a money-saving cleanser.

    Due to the rising price of gas and other issues, more people are looking for various hacks to make the most out of their purchases and cut down costs. As a result, more people are brewing coffee at home rather than grabbing a latte to-go from Starbucks. Now, making coffee at home doesn’t just save money on caffeine fixes; it can also save money on dishwashing soap, facial scrubs, pest control, and many other household needs.

    Coffee grounds are the secret cleaning supply you brew each morning. It sounds odd, but it’s true, effective, and reduces expenses. Whether you use a French press or a can of Folgers, coffee grounds could do the job that several other cleaning or home products can. 

    Here are five reasons you keep your coffee grounds around:

    1. They help scrub cookware (and yourself) better

    You’ve likely seen ads for dish soap that specialize in cutting through grease or burned on stains on pots and pans. It turns out dried coffee grounds can be just as, if not more, effective when paired with cheap dish soap. 

    After used coffee grounds are dried up (if you’re impatient, you can use your oven to bake them dry), they become incredibly fine and coarse. Paired up with basic dish soap, the coarse grounds gently scrape off grease, grime, and tough-to-scrub burn stains. This can apply to nearly any metal or porcelain cookware. Since coffee grounds are so refined, they can do heavy-duty cleaning without damage. If a food stain is incredibly stubborn, adding salt to your coffee grounds with the dish soap can act as a safer sandpaper for those stains.

    While great for dishes, coffee grounds can do the same thing with stains and gunk clinging to grills, sinks, tubs, kitchen floors, and other surfaces. 

    Coffee grounds aren’t just safe for scrubbing dishes; they’re also safe for scrubbing you. If you’ve been handling sticky or greasy items while cleaning the kitchen, coffee grounds can reduce the amount of hand soap needed to wash it off. 

    Leftover coffee grounds can also be DIY’d into an effective exfoliant for your face. In fact, there could be health benefits, too. A 2013 study found that caffeic acid in coffee facial scrubs may increase collagen production to reduce wrinkles and signs of aging. Like any exfoliant, it sloughs off extra oils and dead skin cells. The difference is in the cost: used coffee grounds do the trick just as well (if not better) than expensive store-bought scrubs.

    2. Coffee grounds deodorize everything, everywhere

    While many people can enjoy the scent of coffee, the grounds can eliminate other scents in your home. This doesn’t mean that you’re covering up bad smells with coffee smells. Far from it. Coffee contains nitrogen which neutralizes odors much more effectively than sprays and air fresheners. 

    The good thing is that coffee grounds can help improve or remove smells in almost any part of the home. Place a small bowl of coffee grounds in the refrigerator and freezer to remove food smells. Put a small cup of grounds in your closet to reduce odor from the laundry hamper. Pour some dry grounds in some old socks and put them in your shoes to deodorize them overnight.

    Here’s the other benefit: While humans tend to like the scent of coffee, pests don’t.

    3. Most bugs hate coffee

    No one wants a bug infestation of any kind in their home, and one of the best nontoxic ways of keeping them out is with coffee. No sprays, no traps, and no need for an additional purchase. Just coffee grounds.

    The scent of coffee is intense to many insects’ heightened sense of smell, so they tend to shy away from its source. Affected insects include ants, wasps, bees, slugs, and fleas among others.

    In moderation, used coffee grounds can help deter outdoor pests in your garden while also acting as fertilizer for some plants. If you enjoy the outdoors, burning dry coffee grounds like incense can also keep mosquitoes away.

    4. They can buff out scratched wooden furniture

    Before you spend money on wood filler, scratch repair kits, or the like to fix surface scratches on dark wooden furniture, you may want to try coffee grounds instead. Spread a paste made from dried grounds and water onto the scratches. Let it “soak” for a few minutes and then wipe the coffee ground paste away. It may take a few tries, but many light scratches look better. Some outright disappear after absorbing the coffee and its color into the surface of the wood.

    Coffee grounds are a waste product for sure, but they’re a waste product that could save money in the long term—and hat shouldn’t go to waste!

  • What a roommate can save you in 100 US cities: 2026 study
    Two persons petting a cat while unpacking boxes in their new room.

    Jaclyn DeJohn, CFP for SmartAsset

    What a roommate can save you in 100 US cities: 2026 study

    New college grads, transplants from other cities, and others might find myriad advantages in including a roommate in their housing plan — one of those being cost savings. Particularly in high cost-of-living areas, an extra cushion in the budget could make a big difference in discretionary spending, paying off debt, or investing for the future. Across large U.S. cities, splitting a two-bedroom apartment with a roommate versus living alone in a one-bedroom apartment could save the average renter about $541 per month, or nearly $6,500 per year. In many cities, the average savings climb much higher.

    With this in mind, SmartAsset ranked 100 of the largest U.S. cities based on the percentage of monthly rent saved by sharing an apartment with a roommate.

    Key Findings

    • Adding a roommate gets you the best value in Cleveland, Ohio. Splitting a two-bedroom with another person saves you nearly 48% compared to renting a one-bedroom alone. The average cost of one-bedroom rent in Cleveland currently sits at $1,150, nearly identical to the average two-bedroom rent of $1,200.
    • The average rent for a two-bedroom apartment is only $900 in this city. Shreveport, Louisiana, has the lowest two-bedroom rent out of 100 large cities. With an average one-bedroom price of $790, it ranks 10th overall with a savings of 43% with a roommate, or $340 rent savings per person per month.
    • In NYC, a roommate saves you $1,730 per month. The average one-bedroom rent in New York City is $4,380, while two roommates could split the average $5,300 two-bedroom rent for $2,650 each. Neighboring Jersey City, New Jersey has the second-highest raw monthly dollars saved with a roommate at $1,490 — or 46.7% savings over living alone.
    • A roommate saves you the least in the cities. Relative to local housing costs, sharing your space is least cost effective in Scottsdale, Arizona, where splitting a two-bedroom nets you a 26.0% discount, or a $440 monthly discount. Seattle (28.2% savings; $550 per month) and El Paso, Texas (29.4% savings; $250 per month), also are most budget-friendly to singletons.
    A table ranking U.S. cities based on the saving benefits of having a roommate.

    Top 10 Cities With the Most Savings With a Roommate

    Cities are ranked based on the percent saved in rent between splitting the average two-bedroom apartment with a roommate and living in a one-bedroom apartment alone.

    1. Cleveland, OH
    • Percent savings with a roommate: 47.83%
    • Monthly rent savings with a roommate: $550
    • One-bedroom rent: $1,150
    • Two-bedroom rent: $1,200
    1. Baton Rouge, LA
    • Percent savings with a roommate: 46.88%
    • Monthly rent savings with a roommate: $450
    • One-bedroom rent: $960
    • Two-bedroom rent: $1,020
    1. Jersey City, NJ
    • Percent savings with a roommate: 46.71%
    • Monthly rent savings with a roommate: $1,490
    • One-bedroom rent: $3,190
    • Two-bedroom rent: $3,400
    1. Memphis, TN
    • Percent savings with a roommate: 46.24%
    • Monthly rent savings with a roommate: $430
    • One-bedroom rent: $930
    • Two-bedroom rent: $1,000
    1. Boise, ID
    • Percent savings with a roommate: 45.49%
    • Monthly rent savings with a roommate: $605
    • One-bedroom rent: $1,330
    • Two-bedroom rent: $1,450
    1. Augusta, GA
    • Percent savings with a roommate: 45.00%
    • Monthly rent savings with a roommate: $450
    • One-bedroom rent: $1,000
    • Two-bedroom rent: $1,100
    1. New Haven, CT
    • Percent savings with a roommate: 44.89%
    • Monthly rent savings with a roommate: $835
    • One-bedroom rent: $1,860
    • Two-bedroom rent: $2,050
    1. Chattanooga, TN
    • Percent savings with a roommate: 44.44%
    • Monthly rent savings with a roommate: $520
    • One-bedroom rent: $1,170
    • Two-bedroom rent: $1,300
    1. Virginia Beach, VA
    • Percent savings with a roommate: 43.94%
    • Monthly rent savings with a roommate: $725
    • One-bedroom rent: $1,650
    • Two-bedroom rent: $1,850
    1. Shreveport, LA
    • Percent savings with a roommate: 43.04%
    • Monthly rent savings with a roommate: $340
    • One-bedroom rent: $790
    • Two-bedroom rent: $900

    Top 10 Cities Where It’s Most Cost Effective to Live Alone

    Cities are ranked based on the percent saved in rent between splitting the average two-bedroom apartment with a roommate and living in a one-bedroom apartment alone.

    1. Scottsdale, AZ
    • Percent savings with a roommate: 26.04%
    • Monthly rent savings with a roommate: $440
    • One-bedroom rent: $1,690
    • Two-bedroom rent: $2,500
    1. Seattle, WA
    • Percent savings with a roommate: 28.21%
    • Monthly rent savings with a roommate: $550
    • One-bedroom rent: $1,950
    • Two-bedroom rent: $2,800
    1. El Paso, TX
    • Percent savings with a roommate: 29.41%
    • Monthly rent savings with a roommate: $250
    • One-bedroom rent: $850
    • Two-bedroom rent: $1,200
    1. Albuquerque, NM
    • Percent savings with a roommate: 29.47%
    • Monthly rent savings with a roommate: $280
    • One-bedroom rent: $950
    • Two-bedroom rent: $1,340
    1. Denver, CO
    • Percent savings with a roommate: 29.69%
    • Monthly rent savings with a roommate: $475
    • One-bedroom rent: $1,600
    • Two-bedroom rent: $2,250
    1. St Louis, MO
    • Percent savings with a roommate: 30.11%
    • Monthly rent savings with a roommate: $280
    • One-bedroom rent: $930
    • Two-bedroom rent: $1,300
    1. Dallas, TX
    • Percent savings with a roommate: 30.28%
    • Monthly rent savings with a roommate: $430
    • One-bedroom rent: $1,420
    • Two-bedroom rent: $1,980
    1. San Francisco, CA
    • Percent savings with a roommate: 30.47%
    • Monthly rent savings with a roommate: $1,155
    • One-bedroom rent: $3,790
    • Two-bedroom rent: $5,270
    1. Fort Lauderdale, FL
    • Percent savings with a roommate: 30.85%
    • Monthly rent savings with a roommate: $580
    • One-bedroom rent: $1,880
    • Two-bedroom rent: $2,600
    1. St Petersburg, FL
    • Percent savings with a roommate: 31.33%
    • Monthly rent savings with a roommate: $470
    • One-bedroom rent: $1,500
    • Two-bedroom rent: $2,060

    Data and Methodology

    This study examined data from 100 U.S. cities, comparing the average rents for one-bedroom and two-bedroom apartments between March 2025 and March 2026 based on data from Zumper. Specifically, the cost of a one-bedroom was compared with half the cost of a two-bedroom for each city, assuming each roommate pays equal rent.

    This story was produced by SmartAsset and reviewed and distributed by Stacker.

  • Who shops at farmers markets in the US?
    Photo credit: Jason Ardan/The Citizens' Voice via Getty ImagesCustomers browse the fresh produce at a Wilkes-Barre, Pa., farmers market in June 2025.
    ,

    Who shops at farmers markets in the US?

    Six groups explain who shows up and why.

    People who shop at the more than 8,700 farmers markets operating in the U.S. either year-round or seasonally generally fall into six distinct groups. Three of them are more interested in farmers markets than the others. I study local food systems as a strategic communications scholar, and that’s the main takeaway from a study that I conducted with several colleagues.

    As we explained in the March 2026 edition of British Food Journal, people who fall into those groups have different levels of interest in farmers markets but also have some things in common. Most people who shop at them are motivated to go because they want healthy, fresh food, they support local farmers and they think going to the farmers market is fun.

    This is not a niche activity. An earlier study I worked on found that 81% of U.S. adults said that they shop at a farmers market at least once a year.

    For both studies, we pulled survey data from a nationally representative sample of 5,141 U.S. consumers that was conducted Aug. 2-11, 2023. It had a margin of error of plus or minus 1.8 percentage points.

    Researchers define farmers markets and local food in different ways. So we asked respondents to simply think of farmers markets as places where they can buy food directly from more than one vendor and where all or most of the items are locally grown, raised or made. We defined local food as being grown in their state or 250 miles or less from their homes.

    Highly engaged, health-focused and emerging interest

    We determined that about 18% of those surveyed are “highly engaged” farmers market shoppers. They care a lot about food and enjoy buying, preparing and eating fresh food. They are excited about many aspects of farmers markets, which are places where this group shops for a variety of reasons, such as supporting local farmers, buying nutritious, delicious food and connecting with community.

    Nearly 65% of these shoppers were women. This group was the most diverse, with 27% of respondents identifying as Hispanic, 20% Black and 4% multiracial. They also had significantly lower average annual household incomes than other groups, averaging US$40,000-$50,000.

    We found that another 18% of the people surveyed were “health-focused.” Like the highly engaged shoppers, they make buying and eating healthy food a high priority. However, this group doesn’t enjoy cooking as much. The health-focused group tends to avoid genetically modified foods, as well as convenient options like takeout food, frozen dinners and microwave-ready meals.

    About 58% of them were women and their average age was 57, making them the oldest of the groups. Roughly 70% of the health-focused group was white, making it less diverse than the highly engaged group but more diverse than some of the other groups.

    Finally, about 19% of the respondents were what we called “emerging interest” farmers market shoppers. They value convenience and learning about food. This group was the most likely to see going to the farmers market as a fun activity.

    Emerging interest shoppers were nearly evenly split by gender, with 52% women. Their average age was 44 years old, making them the youngest of the groups.

    People buy vegetables from a farmers market vendor
    It’s not always a love of radishes that draws shoppers to these stalls. Lev Radin/Pacific Press/LightRocket via Getty Images

    Convenience, practicality and happenstance

    We also identified three groups of consumers who were less interested in farmers markets than the highly engaged, health-focused and emerging interest shoppers, even if some of them do occasionally shop at the markets anyway.

    About 16% of farmers market shoppers are people we identified as “convenience” shoppers. They are more likely to eat frozen dinners and buy takeout. They rarely cook meals from scratch using produce and other fresh ingredients.

    About 43% of them say they never or rarely shop at a farmers market. Around 59% of them are men and 37% are people of color.

    A vendor sells prepared foods at a market stall.
    Tashana Small sells mac and cheese ‘cupcakes’ topped with pulled pork, Buffalo chicken tenders and Cajun shrimp at a farmers market on Long Island in 2023. Erica Marcus/Newsday RM via Getty Images

    Roughly 17% of these shoppers fall into a “practical” category. They methodically plan their grocery shopping and are among the least interested in farmers markets, with more than half saying that they either rarely or never shop at them.

    Practical consumers were close to evenly split by gender; 53% were women. Their income tended to be the highest of the groups, typically in the $60,000-$75,000 range.

    We called the 12% of the shoppers in the final group we surveyed “uninvolved.” This group showed very little interest in farmers markets or any other food-related activities. About 3 in 4 rarely or never go to farmers markets. Nearly 70% of uninvolved farmers market shoppers were men and 76% were white.

    When someone in the uninvolved group goes to a farmers market, they may be going out of happenstance or because someone in their life wants them to go – not due to any personal interest.

    If you forget, you’ll miss it

    We believe this information could help farmers markets better serve their customers and perhaps attract more shoppers.

    People can, of course, go to farmers markets for more than one reason, and not everybody fits neatly into one of these categories. And everyone we surveyed had something in common: Forgetting to go was the biggest reason shoppers of all kinds didn’t make a trip to the farmers market in a given week.

    This article originally appeared on The Conversation. You can read it here.

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