This week we saw Greece, the birthplace of democracy, riot over austerity measures. Some experts are calling the nation Europe's version of Lehman Brothers. While there's not a whole lot you can do about reckless governments or banks, you can take steps to ensure that your accounts don't spiral into chaos. No matter what stage you're at—heading off to college for the first time, graduating for school and striking off on your own, or a few years (or decades) into your career—it's never too late to get in the habit of saving money. In this week's homeschool, here are four easy steps to get you on track