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Employer-Based Health Insurance Is On Its Way Out

So why do we get our healthcare from the boss in the first place?

With the Supreme Court planning to consider the constitutionality of the Affordable Care Act next week, the relatively latent issue of America's health care system is bubbling to the surface. The National Institute for Health Care Reform released some disturbing numbers this month [PDF] showing that over the past 10 years, the percentage of Americans with employer-based health insurance has plummeted from about 70 percent to about 50 percent. The study includes working-age people only, so the discrepancy can't be attested to the growing elderly population or increasing numbers of Medicare recipients. If this handy chart from the NIHCR tracing recent trends is any indication, we may not have employer-based health care much longer.

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Adults Who Participated in High School Extracurricular Activities Earn More Money

Don't be embarrassed if you went to band camp. It turns out being in clubs raises future earnings by almost 12 percent.

Were you one of those students who signed up for every high school club under the sun? A proud attendee of band camp? If so, chances are you're making more money than your peers who skated through school without participating in extracurricular activities. Recent research by Cleveland State University economics professor Vasilios D. Kosteas shows that participation in clubs correlates with higher future earnings, and might increase the likelihood that a student will end up becoming a supervisor.

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