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Here in the United States, we have a peculiar relationship with food waste. Some of the more progressive cities in the U.S. have formalized curbside collection programs, while others send it off to landfills. The cost of dumping food waste in landfills is high, especially to densely populated areas like New York City. That’s why earlier this year, New York proposed introducing curbside collection of organic waste.

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Every weekday, well over 5 million people ride the subway in New York. It's an amazingly well-connected system, but it still isn't a perfect experience, and a design student at the School of Visual Arts decided to take on the challenge of imagining 100 ways the subway could be better. Each day, he posts a new idea on Tumblr—from more readable signs, to padded walls to reduce the squeal of metal as the train rounds corners, to bike racks.

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How can intangible products like financial services be prototyped? Last year, our researchers met Joyce, a local shopkeeper, in Luwero, Uganda and played a game with monopoly money to simulate how she allocates her family’s earnings into different spending categories such as food, medical bills, school fees, rent, transportation, and communications. Joyce spent on a few categories and then tucked some money into her bra. When asked why, she said that she needed to save a bit of the money, “just in case something happens.”

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