Over at Grist, Dave Roberts recently initiated a discussion about what we should call people "who care about climate change and clean energy."
After sifting through a bunch of suggestions, many of them pretty mediocre ("planetarian," "energeers," "educated"), Roberts eventually settled on the term "climate hawks." He is now trying to make it part of the vernacular.
A study conducted last year provides yet another line of defense for the PACE programs shut down by Fannie Mae and Freddie Mac. According to the results of the internal analysis, energy-efficient homes have default and delinquency rates 11 percent lower than other homes. This contradicts Fannie's and Freddie's logic that PACE programs "pose unusual and difficult risk-management challenges" for lenders. In fact, programs that encourage homeowners to improve the efficiency of their homes have the power to benefit both borrowers and lenders, as Jonathan Hiskes explains on Grist:
"If you're Fannie or Freddie, in many ways PACE should be the best tax or assessment you've ever seen, because it improves cash flow," said Cisco DeVries, president of Renewable Funding, a company that sets up PACE programs for cities and counties. "Homeowners are reducing their energy bills. No other assessment does that. For a sewer system [a common use of tax assessments], you have access to sewers, which is great, but it's not like your cash flow improves."