Slate’s Eliot Spitzer (yes, that very one) thinks the way we pay for higher education is bonkers, and he’s right. College costs too much. It’s a financial deterrent that prevents people from pursuing degrees and career paths of social (but not financial) reward-or from attending altogether. His solution has been been praised by (otherwise diametrically opposed) thinkers Milton Friedman and James Toobin Tobin. It’s the income-contingent loan. Or, as he puts it, the smart loan:Instead of paying upfront or taking loans with repayment schedules unrelated to income, students would accept an obligation to pay a fixed percentage of their income for a specified period of time, regardless of the income level achieved. Suppose a university charged $40,000 a year in annual tuition. A standard 20-year loan in the amount of $160,000 (40,000 times four) would produce an immediate postgraduate debt obligation of $1,228.50 per month, or $14,742 per year, not sustainable at a salary of $25,000 or anything close to it. Under a smart loan program, the student could pay about 11 percent of his income, with an initial payback of $243 per month, or $2,916 per year, which is feasible at a job paying $25,000. If, after five years, the student’s salary jumped to $100,000, payments would jump accordingly and move up over time as income increases. After 20 years, assuming ordinary income increase, the loan would be paid off.There are all sorts of questions to be asked of this idea’s application, but the idea itself seems dead on. What do you think?Photo, “The Registrar’s Office,” by Flickr user specialkrb.
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Man’s dog suddenly becomes protective of his wife, Internet clocks the reason right away
The online community came through in a big way.
Reddit user Girlfriendhatesmefor’s three-year-old pitbull, Otis, had recently become overprotective of his wife. So he asked the online community if they knew what might be wrong with the dog.
“A week or two ago, my wife got some sort of stomach bug,” the Reddit user wrote under the subreddit /r/dogs. “She was really nauseous and ill for about a week. Otis is very in tune with her emotions (we once got in a fight and she was upset, I swear he was staring daggers at me lol) and during this time didn’t even want to leave her to go on walks. We thought it was adorable!”
His wife soon felt better, butthe dog’s behavior didn’t change.
Otis knew before they did. Canva Girlfriendhatesmefor began to fear that Otis’ behavior may be an early sign of an aggression issue or an indication that the dog was hurt or sick.
So he threw a question out to fellow Reddit users: “Has anyone else’s dog suddenly developed attachment/aggression issues? Any and all advice appreciated, even if it’s that we’re being paranoid!”
The most popular response to his thread was by ZZBC.
Any chance your wife is pregnant?
ZZBC | Reddit
The potential news hit Girlfriendhatesmefor like a ton of bricks. A few days later, Girlfriendhatesmefor posted an update and ZZBC was right!
“The wifey is pregnant!” the father-to-be wrote. “Otis is still being overprotective but it all makes sense now! Thanks for all the advice and kind words! Sorry for the delayed reply, I didn’t check back until just now!”
Redditors responded with similar experiences.
Anecdotal I know but I swear my dog knew I was pregnant before I was. He was super clingy (more than normal) and was always resting his head on my belly.
realityisworse | Reddit
So why do dogs get overprotective when someone is pregnant?
Jeff Werber, PhD, president and chief veterinarian of the Century Veterinary Group in Los Angeles, told Health.com that “dogs can also smell the hormonal changes going on in a woman’s body at that time.” He added the dog may “not understand that this new scent of your skin and breath is caused by a developing baby, but they will know that something is different with you—which might cause them to be more curious or attentive.”
The big lesson here is to listen to your pets and to ask questions when their behavior abruptly changes. They may be trying to tell you something, and the news may be life-changing.
This article originally appeared last year.
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14 images of badass women who destroyed stereotypes and inspired future generations
These trailblazers redefined what a woman could be.
Throughout history, women have stood up and fought to break down barriers imposed on them from stereotypes and societal expectations. The trailblazers in these photos made history and redefined what a woman could be. In doing so, they paved the way for future generations to stand up and continue to fight for equality.
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Why mass shootings spawn conspiracy theories
Mass shootings and conspiracy theories have a long history.
While conspiracy theories are not limited to any topic, there is one type of event that seems particularly likely to spark them: mass shootings, typically defined as attacks in which a shooter kills at least four other people.
When one person kills many others in a single incident, particularly when it seems random, people naturally seek out answers for why the tragedy happened. After all, if a mass shooting is random, anyone can be a target.
Pointing to some nefarious plan by a powerful group – such as the government – can be more comforting than the idea that the attack was the result of a disturbed or mentally ill individual who obtained a firearm legally.
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Her bosses wore the same sneakers but only she got fired. So she took them to court and won.
Teacher spots suspicious bare feet under a school bench, but the ‘lockdown’ scare has a surprising explanation
Doctors couldn’t explain the pain in her daughter’s foot. Then a nurse looked closer and spotted something that led to a devastating diagnosis.
A couple sat in an Olympian’s seat and asked her to swap. She has a name for exactly what they were doing.
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