Simple provides banking services and robust digital data tracking for people who are into that sort of thing.
There's no debating the value of personal finance management sites like Mint—for people who want to keep track of their finances digitally, learn more about their spending habits (and correct them) and plan for the future, such services are a true boon.
But one thing Mint can't do is help you escape whatever is bugging you about your bank. Enter: Simple. It's a company that provides banking services and robust digital data tracking for people who are into that sort of thing—all for free. From The New York Times:
Each Simple transaction is tagged with detailed information that allows customers to search their accounts with plain English commands like “Show me how much I spent on meals over $30 last month,” or “Show me how much money I spent on gifts in December.”
Customers can see transactions plotted on a map or search for all transactions in a particular state or country, something that would be difficult with a traditional bank account.\n
If that's enough to help you get over the idea of them not having any physical locations or joint accounts, you might want to check them out.