In movies, death is usually portrayed as a dramatic moment in which the dying person delivers an emotional monologue, gives a life lesson to his children, or reveals a secret. But in real life, death isn’t as idyllic. In real life, people don’t even know what could end up being their “last words.” People don’t know when they’re going to die. Death just arrives spontaneously. In a recent episode of Rob Moore’s podcast “Disruptors,” hospice nurse Julie McFadden revealed the common “last words” that most people say on their deathbed.

Representative Image Source: Pexels | Shvets Production
Representative Image Source: Pexels | Shvets Production

Julie is a Bachelor of Science in Nursing (BSN) and Registered Nurse (RN) with over a decade of experience working with dying patients. According to the podcast, she has helped more than 300 people achieve a restful death. Julie is also a New York Times best-selling author of the book “Nothing to Fear.” She specializes in end-of-life care and uses her platforms to “remove the stigma around death.” Her social media channels feature numerous videos offering deathbed advice, sharing experiences of dying people, and lessons learned from their final moments.


From someone who has seen hundreds of people take their last breaths, the one thing that most people say on their deathbed is, “I wish I didn’t work my life away. I wish I didn’t wait until retirement to do the things I wanted to do,” Julie revealed in the video. Apart from this, Julie has seen many people say, “I wish I would have appreciated my health.” “The biggest thing I hear from people who are dying is that they wish they would have appreciated how well they felt before,” she said.

via GIPHY

Continuing, Julie talked about her daily habit of making a nightly “gratitude list,” a lesson she learned from seeing her dying patients. Witnessing death head-on, she learned to be grateful for little things, something that dying people say they should have appreciated earlier in their lives.

Representative Image Source: Pexels | Oleksandr P:
Representative Image Source: Pexels | Oleksandr P

She reflected that people usually take simple things for granted. At the same time, Julie said that human bodies are biologically built to die. So, acceptance is a huge factor for people to die peacefully.

Representative Image Source: Pexels | Photo by Spencer Selover
Representative Image Source: Pexels | Photo by Spencer Selover

Other statements that many people make when dying include “I wish I didn’t work so much,” “I wish I didn’t wait till I was retired to go on that vacation,” “I wish I said what I needed to say,” “I wish I’d have lived how I truly wanted to live,” and more likewise.

via GIPHY

When asked about the last wish of dying people, Julie said their first thoughts are about the people they’re leaving behind. Dying people think, “I wish that they’re going to be okay. It’s usually about loving connection.” During these moments, she said, she gets to witness a lot of love, “real-time love in action. It’s really a beautiful thing.” But even for people dying alone, not surrounded by friends or family, they too can have very beautiful deaths. “Like I had a woman once, who was very old, 101 or something,” Julie recalled, “Everyone she knew had died. She was alone. And she never got married. She never had kids. So she essentially died alone with her caregiver who she paid to be there. But she died very peacefully. She had a full life. To me, that didn’t seem sad either.”

Julie further shared that people who maintain flexibility, who surrender, and who don’t have a hard time asking for help have more chances of dying peacefully than those who try to control too much. When asked about the importance of money in life, Julie said, although money doesn’t really make one happy, it is necessary, “It helps to have money to die well. In America, you can’t get hospitals for free.”

Representative Image Source: Pexels | JSME Mila
Representative Image Source: Pexels | JSME Mila

Another tip the nurse learned from seeing people die is to live life in the present moment. “We’re dying but we’re not dead yet,” said Julie, adding, “Be present with your life as it is right now because it is likely to come to an end, whether you kick or scream or not.” So, “be present” and be grateful about today.

This article originally appeared last year.

  • The states with the highest rates of uninsured drivers and what it costs everyone else
    Photo credit: mojo cp // ShutterstockAn insurance agent explaining a policy to a customer.
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    The states with the highest rates of uninsured drivers and what it costs everyone else

    Coverage gaps leave insured drivers and taxpayers footing the bill.

    Jeff Temple

    Nearly every state requires drivers to carry auto liability insurance, yet millions of motorists are still on the road without it.

    In 2023, 15.4% of U.S. drivers were uninsured, according to the Insurance Research Council, meaning more than 1 in 7 motorists lacked coverage that could pay for injuries or damage they caused in a crash. The rate has increased since 2017 and remains elevated after a pandemic-era jump that affected nearly every state.

    The burden is not limited to those driving without coverage. When an uninsured driver causes a crash, costs can shift to injured people, insured drivers, insurers, public systems, and households already dealing with higher auto insurance prices.

    Temple Injury Law, a Las Vegas personal injury law firm, examined national insurance and crash-cost data to understand where uninsured driving is most common and how those costs ripple beyond the crash scene.

    Mississippi, New Mexico, and D.C. had the highest uninsured-driver rates

    The highest uninsured-driver rate in 2023 was in Mississippi, where 28.2% of motorists were uninsured, according to the IRC. New Mexico followed at 24.1%, and the District of Columbia ranked third at 23.1%. At the other end of the spectrum, the lowest rates were in Maine at 5.7%, Utah at 6.2%, and Idaho at 6.4%.

    Those gaps show how differently the uninsured-driver problem plays out across the country. In Mississippi, the share of uninsured motorists was nearly five times Maine’s rate. Nationally, the National Association of Insurance Commissioners notes that uninsured-motorist rates range from 5.7% in Maine to 28.2% in Mississippi, despite near-universal legal requirements to carry coverage.

    The Insurance Research Council says several factors are associated with state-to-state differences, including economic conditions, insurance costs, and state insurance laws and regulations. That makes uninsured driving both a compliance issue and an affordability issue: A state can require insurance, but that does not guarantee every driver can afford or maintain it.

    Most states require insurance, but enforcement varies

    Auto liability insurance is compulsory in 49 states and the District of Columbia. New Hampshire is the only state without a compulsory auto insurance law, though drivers there must meet financial responsibility requirements in certain circumstances.

    Liability coverage is meant to protect other people when a driver causes a crash. But minimum coverage requirements vary by state, and so do enforcement systems. Some states use electronic insurance verification programs, registration checks, fines, license suspensions, or other tools to discourage uninsured driving. Others rely more heavily on proof-of-insurance checks after traffic stops or crashes.

    The result is a system in which uninsured driving can remain undetected until a collision occurs. By then, the financial problem has already moved from a compliance question to a question of who pays.

    The cost often shifts to insured drivers

    The NAIC describes uninsured motorists as a cost burden on drivers who comply with compulsory insurance laws. When uninsured drivers cause crashes, some of those costs are integrated into uninsured-motorist coverage purchased by insured drivers, which can help pay for injuries or vehicle damage caused by someone without insurance.

    That does not mean uninsured drivers are the only reason premiums rise. Auto insurance prices are affected by many factors, including accident rates, traffic density, vehicle theft, repair costs, medical and legal costs, population density, weather, and state liability requirements, according to the NAIC’s 2023 Auto Insurance Database report.

    Still, uninsured driving adds another layer of risk to an already expensive system. The NAIC reported that the countrywide average auto insurance expenditure was $1,281 in 2023, up 13.98% from the previous year. The countrywide combined average premium rose 14.41% to $1,438.

    For households living close to the edge, those increases can matter. In its 2023 household well-being survey, the Federal Reserve found that not all adults could cover an unexpected $400 emergency expense with cash or its equivalent, underscoring how a relatively small financial shock can force trade-offs for some families.

    Crash costs reach far beyond insurance claims

    The financial consequences of uninsured driving sit inside a much larger crash-cost system. The Bureau of Transportation Statistics estimated that motor vehicle crashes in 2019 incurred $340 billion in economic costs, including medical care, lost productivity, legal and court costs, emergency services, insurance administration, congestion, property damage, and workplace losses. Public revenues covered roughly 9% of all motor vehicle crash costs in 2019, amounting to about $30 billion, or $230 in added taxes for every U.S. household.

    Those figures are not limited to crashes involving uninsured drivers. But they help explain why insurance gaps matter: When the person responsible for a crash lacks coverage, the costs do not disappear. They are absorbed elsewhere. It can be through another driver’s insurance, out-of-pocket expenses, health coverage, legal systems, public services, or uncompensated losses.

    Underinsurance is growing, too

    Uninsured driving is only part of the problem. In 2023, 18% of U.S. drivers were underinsured, meaning they had liability insurance but not enough to cover the injury costs caused by a crash, according to the Insurance Research Council. Combined, IRC found that about 1 in 3 drivers was either uninsured or underinsured.

    That distinction matters for crash victims and insured motorists. A driver may technically comply with state insurance requirements and still carry limits too low to cover serious injuries, medical bills, lost income, or long-term care. IRC noted that rising underinsured-motorist rates are driven by upward pressure on the severity of bodily-injury claims.

    For drivers, the practical risk is similar: Even when another motorist has some insurance, the available coverage may fall short of the crash’s actual cost.

    What the numbers show now

    The latest public data points to a persistent national problem: Uninsured driving remains common, the highest-rate states have uninsured-driver shares above 20%, and underinsurance is rising alongside it.

    For insured drivers, the issue is not only whether another motorist is following the law. It is whether the financial safety net that is supposed to follow every vehicle on the road is strong enough when a crash happens. In states with the highest uninsured-driver rates, that safety net is missing for roughly one-quarter of motorists.

    This story was produced by Temple Injury Law and reviewed and distributed by Stacker.

  • 5 things to do when the car’s check engine light comes on before spending money at the mechanic
    Photo credit: CanvaThe check engine light can turn on for a wide range of reasons.

    Imagine you’re driving around and all of the sudden you see that orange light appear on your dashboard. That light delivers a message of mystery and dread: “Check engine.” It could mean something very wrong is happening to your car. Then again, it could just be a loose gas cap

    Sure, a loose gas cap is usually the best case scenario, but you still wasted time and may even be saddled with an unnecessary bill from your mechanic. Still, ignoring the check engine light entirely is dangerous. It could mean you vehicle is unsafe or damaged. The longer you ignore it, the more damage (and cost) can build up. So, what can you do?

    Luckily, there are things you can investigate yourself when the check engine light comes on. When you know what to do, you have a better chance of identifying and eliminating easy-to-solve problems. thus saving yourself a trip to the mechanic and any big bills that might come with it. If you find the problem is over your head, you then know without a doubt an expert’s eye is needed.

    That said, here is what to check for when your check engine light suddenly comes on:

    Make sure the gas cap is tightly on

    As mentioned above, the check engine light could be on when your gas cap isn’t. Double check to make sure it’s screwed on tight every time you fill up the tank. If the light pops back on after you tighten the gas gap, check it again. Examine the gas cap’s rubber seal for any debris, cracks, or hardening. If it’s sealed tight and the light’s still on, you’ve got a different issue on your hands.

    Check your oxygen sensors

    Oxygen sensors help keep the air-fuel mixture in balance in modern engines. If there is a problem with it, it can’t accurately measure exhaust oxygen which can lead to inefficient combustion, higher emissions, and other issues. Other telltale signs of an oxygen sensor issue include more frequent fill-ups, rough idling when the engine is already warmed, and rotten egg-like smell coming from the tail pipe.

    Take a look at your oxygen sensors for corrosion or damage. They’re typically in the exhaust system near the catalytic converter or exhaust manifold, but look through your car’s manual to make sure. Make sure the wires connected to them aren’t cut or damaged either. If everything looks good but the oxygen sensor looks dirty, clean it with the proper cleaner. That might do the trick.

    However, if the oxygen sensor is damaged, it might be time for a pro or a trip to the autoparts store if you’re handy. But if they look good and you’re not experiencing any of the symptoms, it could be a different problem.

    Examine the car battery

    The check engine light can come on if there is an issue with your car battery. Check to see if everything is connected and make sure there’s no corrosion. You’ll also want the battery tested, perhaps at an auto parts shop or through services like AAA. If the battery is clean, connected, and powered-up, then your search for what’s causing the check engine light continues.

    See if it’s a dirty catalytic converter

    A check engine light can come on when the catalytic converter is damaged. If it is ,then there are likely other issues with your car that helped cause that damage. Sometimes, though, the catalytic converter isn’t damaged—it could just be dirty. If so, a good cleaning could fix the issue. 

    You’ll have to purchase a cleaner specialized for catalytic converters from an auto parts store or online. It should cost you around $30 (and will likely be cheaper than a visit to the auto repair shop.) 

    If the clean catalytic converter doesn’t do the trick, there’s something more that’s causing the check engine light.

    Analyze your mass air flow (MAF) sensor for dirt, bugs, and leaves

    The mass air flow (MAF) sensor is installed in the air cleaner duct or housing so it can meter the air that enters your engine. Depending on your car’s make and model, it could have a VAF Signal Voltage style sensor or the less common Karman Vortex air flow sensor. If there is no sign of damage but the sensor is dirtied by the elements, the check engine light could be resolved by giving it a good clean. However, know which type of MAF sensor you have because a Karman Vortex air flow sensor should NOT be cleaned.

    It’s important to note that the MAF sensor is delicate and requires a cleaner that is specifically made for it. An auto parts store can help you find the right cleaner and provide you with additional tips. Depending on your handiness, it might not be worth doing this yourself.

    Know when you need to pay a pro for safety’s sake

    If you have done these checks and the light is still on, it’s time to get a professional. Ignoring a check engine light can be incredibly dangerous. It could lead to further damage to the car and possibly an accident if left unattended.

    “Never ignore a warning light. It’s the biggest mistake car owners make and if it’s left too long, a small fix can quickly become a big bill,” automotive specialist Luke Oswald tells GOOD.

    If it’s time for a mechanic, be sure to be extra cautious driving your vehicle to them. You may want to get your car towed to them, especially if the check engine light is flashing. Many cars also have built-in diagnostic capabilities that can report trouble codes and even schedule service appointments through them, saving you time.

    No one wants to pay more than they need to, however safety should always be a top priority.

  • Coloradans can now fight against a weaker economy and hunger through the ‘Tamale Act’
    Photo credit: CanvaColorado is allowing more people to sell homemade meals to others.

    The citizens of Colorado are being presented with an opportunity to make more money through home-cooked meals. The state has passed into law the “Tamale Act,” which allows people to make and sell food made in their personal kitchens. This creates a means for many people to make supplemental income and/or start a full-fledged home-based business. 

    Previously, there were restrictions for folks to sell food outside of official commercial businesses and restaurants. Now that the Tamale Act has been written into law, many restrictions are lifted, including access to foods that were previously prohibited. The law is an expansion of the Colorado Cottage Foods Act that allowed the sale of non-refrigerated food items excluding dairy and meat products.

    There are still requirements in play for safety and public health. The sellers must complete a food safety and handling course with proof of completion. The homemade food also cannot be transported more than once or for longer than two hours. 

    Colorado’s officials weigh in

    According to government officials, this law allows opportunities for both home cooks and consumers alike.

    “This is a big win for Colorado cooking entrepreneurs!” said Governor Jared Polis in a statement. “This important bill expands Coloradan’s access to tasty homemade foods while supporting small kitchens and empowering Colorado’s cooking entrepreneurs and small business owners. Some of our favorite restaurants were started in a home kitchen, and today we are taking action to remove barriers for home-based cooks to earn a living and legally sell delicious food to Coloradans growing our economy and supporting communities,” said Governor Polis.

    “People already sell prepared food – like tamales, pupusas, and baked goods – to their friends, family, and neighbors,” added Senate Majority Leader Robert Rodriguez. “This is a way that Coloradans share their culture, support each other, and work hard to earn extra money and support their families. This law creates a pathway for this to happen in a safe and legal way.”

    Addressing two issues with one law

    This act helps two growing issues in the United States overall. Per a Talker Research 2024 poll, 77% of Americans feel too exhausted to cook for themselves after work. Because of this, many people turn to unhealthy, cheap takeout for sustenance rather than healthier home cooked meals. Laws like the Tamale Act provide an opportunity for people to pay people within their community for a home cooked meal that is likely cheaper and healthier than fast food from a national chain.

    The other issue, as mentioned by the Colorado government, is the growing need for a side hustle. Per a 2026 survey by Omnisend, one in three Americans turned to a side hustle to help stay afloat with their bills. This is to survive, mind you, not thrive. According to recent Gallup polls, the increasingly difficult job market has shown many that they can better benefit from turning their delicious recipes into a side business.

    How to start a home cooking business

    If you want to start a home cooking business, there are a few things to keep in mind.

    First, the legality. While Colorado has just reduced restrictions on selling homemade food, there may be more red tape in your state. The Food and Drug Administration recommends researching your local laws to see what’s restricted. You’ll also want to know what kind of permits, licenses, and certifications you’ll need before putting your food up for sale.

    After all of that is researched and settled, there are other considerations. The Food and Liability Insurance Program offers some tips: depending on the scale of your homemade food business, you may want to invest in specific equipment to make larger batches of meals. You may also want to register as an LLC and/or get your food business insured.

    Marketing is also an important aspect. Setting up a website and social media accounts featuring a brand can help spread the word locally. If you want tips for that, you may want to scour online for your favorite homemade food businesses and ask what worked for them.

    With a little bit of research and grit, many people in local communities will be fed either through delicious home cooked meals or through the profit generated from them.

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