The College Humor/TruTV series “Adam Ruins Everything” has found its audience by walking that elusive line that runs between “educational” and “fun.” Host Adam Conover uses skits, jokes, and scientific data to explain social issues in a digestible and concise manner. In striking that balance, he foregoes the pleasantries and sugar-coating of topics, opting for a direct and honest approach.
Which brings us to his latest target: the student loan industry, in the segment titled simply, “How College Loans Got So Evil.” In five minutes, he runs through a brief history of student loans and how systematic changes to their underwriting took them from an institution for the social good to something a little more, well, evil.
Conover is quick to point to one specific event as the tipping point that changed the nature of student loans: the deregulation and privatization of Sallie Mae in the 1990s. Since its inception in 1972, Sallie Mae had been a government institution offering standardized loans to college hopefuls. But in 1996, legislation passed that turned the agency into a private concern. The institution became a profit center just like any bank. Marketing efforts skyrocketed in order to issue more loans and collect on government fees. Sallie Mae also incentivized schools to make it the agency of choice for their students’ loans.
As expected, the lack of fair competition and transparency were detrimental to what would otherwise be a social good. Among the other trespasses perpetrated by the now-private organization: bribing financial aid officers with cruises, masquerading private reps as college employees, and encouraging students to take out more debt than they needed. All became common practice, leading to today’s crisis in which students are tempted to structure monthly payments so low that they fail to cover the accruing interest, resulting in ballooning principles to the tune of $1.3 trillion.
Consequently, a quarter of college students and graduates are behind on their loans with no hope or remedy in sight. Even the traditional last resort for borrowers — bankruptcy — is off the table since student loan obligations are one of the few debts that aren’t wiped clean after the declaration. 8 million borrowers are currently in default, and while the obligations remain — to the benefit of lenders — something’s going to give sooner or later.
So while the segment’s title “How College Got So Evil” might sound sensationalist, you’ll realize after watching this clip that it’s not a mischaracterization.
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Grieving couple comforting each other
This response to someone grieving a friend might be the best internet comment ever
When someone is hit with the sudden loss of a friend or loved one, words rarely feel like enough. Yet, more than a decade ago, a wise Redditor named GSnow shared thoughts so profound they still bring comfort to grieving hearts today.
Originally posted around 2011, the now-famous reply was rediscovered when Upvoted, an official Reddit publication, featured it again to remind everyone of its enduring truth. It began as a simple plea for help: “My friend just died. I don't know what to do.”
What followed was a piece of writing that many consider one of the internet’s best comments of all time. It remains shared across social media, grief forums, and personal messages to this day because its honesty and metaphor speak to the raw reality of loss and the slow, irregular path toward healing.
Below is GSnow’s full reply, unchanged, in all its gentle, wave-crashing beauty:
Why this advice still matters
Mental health professionals and grief counselors often describe bereavement in stages or phases, but GSnow’s “wave theory” gives an image more relatable for many. Rather than a linear process, grief surges and retreats—sometimes triggered by a song, a place, or a simple morning cup of coffee.
In recent years, this metaphor has found renewed relevance. Communities on Reddit, TikTok, and grief support groups frequently reshare it to help explain the unpredictable nature of mourning.
Many readers say this analogy helps them feel less alone, giving them permission to ride each wave of grief rather than fight it.
Finding comfort in shared wisdom
Since this comment first surfaced, countless people have posted their own stories underneath it, thanking GSnow and passing the words to others facing fresh heartbreak. It’s proof that sometimes, the internet can feel like a global support group—strangers linked by shared loss and hope.
For those searching for more support today, organizations like The Dougy Center, GriefShare, and local bereavement groups offer compassionate resources. If you or someone you know is struggling with intense grief, please reach out to mental health professionals who can help navigate these deep waters.
When grief comes crashing like the ocean, remember these words—and hang on. There is life between the waves.
This article originally appeared four years ago.