Apple Just Made It Easier Than Ever To Pay Back Your Friends

The new version of Apple Pay could replace Venmo

We’​ve all had those moments, out to eat with a group of friends, when the bill comes and someone is short a little cash and the restaurant doesn’​t want to split the bill a million ways on multiple cards. Or maybe, one friend buys concert tickets for everyone and people need to shell out. Then there’s that one roommate who pays the cable bill and needs to be reimbursed. There’s always that someone who says, “I’​ll hit you back later,”​ and who knows when “​later”​ will actually be.

Of course, you could always just Venmo the amount over, not only paying your friend, but trying to decode the reason the octopus emoji is the fifth most used in the app. But that’​s part of the problem with Venmo: It’​s social feed is a little too public for some people. Not to mention, it’s not great at managing user data on the back end, having been investigated for privacy violations.

That’s where Apple comes in. At it​s Worldwide Developer’​s Conference, the company introduced a version of person-to-person payments, building on top of its Apple Pay platform. Previously, Apple Pay allowed you to pay with your phone at businesses that accepted it. With the tap of your iPhone, you could buy your groceries or gas. However, you couldn’​t pay back your friend for that concert ticket or pizza they ordered. Until now.

Apple may have you ditching Venmo because it has made person-to-person payments nearly frictionless. With Apple’​s new iOS 11, the ability to pay people back will be in your messaging app, meaning you’​ll be able to text money to your friends. You can select the amount to pay and use fingerprint verification to authorize it, and off the money goes to the person you texted. It will load onto a prepaid cash card on their phone. The recipient can use that money in Apple Pay or dump it into the bank account connected to their phone.

So while this is not a new idea (after all, Apple didn’​t invent the mouse, graphic user interface, MP3 player, or internet-enabled phone), the company may have found a way to make an existing idea better—and life just a little bit easier.

via Alan Levine / Flickr

The World Health Organization is hoping to drive down the cost of insulin by encouraging more generic drug makers to enter the market.

The organization hopes that by increasing competition for insulin, drug manufacturers will be forced to lower their prices.

Currently, only three companies dominate the world insulin market, Eli Lilly, Novo Nordisk and Sanofi. Over the past three decades they've worked to drastically increase the price of the drug, leading to an insulin availability crisis in some places.

In the United States, the price of insulin has increased from $35 a vial to $275 over the past two decades.

Keep Reading Show less

Oh, irony. You are having quite a day.

The Italian region of Veneto, which includes the city of Venice, is currently experiencing historic flooding. Venice Mayor Luigi Brugnaro has stated that the flooding is a direct result of climate change, with the tide measuring the highest level in 50 years. The city (which is actually a collection of 100 islands in a lagoon—hence its famous canal streets), is no stranger to regular flooding, but is currently on the brink of declaring a state of emergency as waters refuse to recede.

Keep Reading Show less
The Planet

Since the International Whaling Commission banned commercial whaling in 1986, whale populations have been steadily recovering. However, whales in the wild still face other dangers. In the summer of 2018, four Russian companies that supply aquariums with marine animals captured almost 100 beluga whales and killer whales (aka orcas). After a public outcry, those whales are swimming free as the last of the captive whales have been released, the first time this many captured whales have been released back into the wild.

In late 2018 and early 2019, a drone captured footage of 11 orcas and 87 beluga whales crammed into holding pens in the Srednyaya Bay. The so-called "whale jail" made headlines, and authorities began to investigate their potentially illegal capture.

Keep Reading Show less
The Planet
via Twitter / Bye,Bye Harley Davidson

The NRA likes to diminish the role that guns play in fatal shootings by saying, "Guns don't kill people, people kill people."

Which is the same logic as, "Hammers don't build roofs, people build roofs." No duh. But it'd be nearly impossible to build a roof without a hammer.

So, shouldn't the people who manufacture guns share some responsibility when they are used for the purpose they're made: killing people? Especially when the manufacturers market the weapon for that exact purpose?

Keep Reading Show less
via Gage Skidmore / Flickr

The 2020 election is a year away, but Donald Trump has some serious ground to cover if he doesn't want it to be a historical blowout.

A Washington Post- ABC News poll released Tuesday shows that Trump loses by double digits to the top Democratic contenders.

Vice President Joe Biden (56%-39%); Sen. Elizabeth Warren of Massachusetts (54%-39%); Sen. Bernie Sanders of Vermont (56%-39%); South Bend, Indiana, Mayor Pete Buttigieg (52%-41%); and Sen. Kamala Harris of California (52%-41%) all have big leads over the president.

Keep Reading Show less